you’re first step
to homeownership
Providing tailored mORTGAGE LOANS and solutions
Welcome to NSJ Mortgage Power, your premier destination for comprehensive mortgage solutions. Proudly powered by Edge Home Finance, the #1 VA Broker in the United States, NSJ Mortgage Power is based in Charlotte, North Carolina, and extends its services to clients across 48 states.
At NSJ Mortgage Power, we take pride in offering a boutique experience that goes beyond expectations. Guided by a commitment to personalized care, we strive to make every client feel exceptional during their home or investment purchase or refinance journey. Our dedicated team ensures that you receive the attention and support you deserve throughout the entire process.
Get the edge you need
VA Loans
NSJ Mortgage Power proudly offers top-notch VA loans for veterans and active-duty military personnel.
Efficiency and Transparency
With a commitment to efficiency and transparency, NSJ Mortgage Power streamlines the mortgage process, utilizing an in-house team and exclusive access to underwriters.
Vast Lender Network: 110+ Options
As your dedicated mortgage broker, NSJ Mortgage Power leads in mortgage shopping, tapping into a network of over 110 lenders and wholesale lending for optimal terms.
Endless Possibilities
Experience a world of possibilities with NSJ Mortgage Power, offering 60+ loan products, including loans up to $10 million, and over 50 down payment assistance programs.
For Every Homebuyer and Investor
Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance, our commitment to personalized service, efficiency, and transparency ensures a seamless journey toward your financial goals
Meet your Mortgage Broker
I'm Natalie James, a seasoned Mortgage Broker with over 15 years of experience. Honored to be among the top 100 minority loan officers in the U.S. for 2021, I take pride in my dedication to clients.
As a spouse of a Marine Corps veteran and mother, I understand the significance of creating a thriving home. I bring a personal touch to your journey, treating you like family. With a track record of closing over 170 loans in a year, my commitment to your satisfaction is unmatched.
My expertise extends from VA loans to Conventional, FHA, and more. Whether you're a veteran or a first-time homebuyer, I'm here to guide you through the process. Let's embark on this journey together, where your dream home becomes a shared reality.
Natalie James
Mortgage Broker
NMLS# 66169
Loan progams
The broker channel provides an array of mortgage products to meet your
homeownership and investment needs.
ADJUSTABLE RATE MORTGAGE (ARM)
A flexible option with varying interest rates, offering potential savings for those comfortable with market fluctuations.
First-time homebuyer programs
Tailored solutions for first-time buyers, offering lower down payments and valuable education. I take the time to guide them through the process for a confident start in homeownership.
one-time close construction
Simplifies the construction and mortgage processes by combining them into a single loan, with as little as 5% down.
Bank Statement Loan
Ideal for self-employed individuals, this program uses bank statements rather than traditional income documentation for qualification.
Construction lOAN
Tailored for those building their dream home, providing funds in phases throughout the construction process with as little as 5% down.
HELOC (home equity line of credit)
A revolving line of credit secured by your home's equity, providing flexibility for various financial needs.
Home Ready & home possible
97% financing with reduced mortgage insurance for qualified borrowers
Per Diem income
Considers daily income for qualification, making it an ideal choice for individuals with variable or per diem employment, including truck drivers, traveling nurses, and government employees.
rEFINANCE
Allows homeowners to replace their current mortgage with a new one, often with better terms or to access home equity.
Conventional loan
A widely used mortgage option with competitive rates and terms, offering options with as low as 1-3% down.
iNVESTMENT LOAN
Tailored financing for real estate investments, helping investors expand their property portfolios.
rENOVATION
Provides financing for home improvements or renovations, rolled into the mortgage for convenience
dOWN pAYMENT aSSISTANCE
Over 50 DPA programs available, providing financial assistance towards down payments and making homeownership more accessible.
Jumbo loan
Low rate options for loan amounts up to
$6 million
Usda loan
Backed by the U.S. Department of Agriculture, this program supports rural homebuyers with affordable financing options
fha loan
Backed by the Federal Housing Administration, this program offers low down payment options and is accessible with a minimum credit score of 580.
Land Loan
Specifically designed for purchasing land, providing financing solutions for those looking to invest in or build on undeveloped property.
VA LOAN
Exclusively for veterans and active-duty military, this program offers favorable terms and benefits, including 0 down payment, with credit scores 500 and above.
Testimonials
what our clients say about us
You were wonderful through the whole process. I would not change anything about working with you.
- MELISSA MCINNIS, HOMEOWNER
-Sitha LAM, homeowner
Natalie James is an exceptional Mortgage Broker with Edge Home Finance. Her extensive knowledge and dedication made her a pleasure to work with.
- Jessica stieben, sc realtor
Contact me Today
Tel. (910) 915-5104
Email: natalie.james@edgehomefinance.com
Website: www.nsjmortgagepower.com
cALL ME TODAY
(910) 915-5104
sOCIAL
aDDRESS
5868 bAKER rD
Minnetonka, MN 55345
Copyright ©2024 | Edge Home Finance Corporation Company NMLS #891464
