:root{color-scheme:light;--navy:#122650;--cobalt:#183762;--orange:#f16a21;--green:#397e32;--muted:#5c6370;--line:#dde2e7;--neutral:#f7f8f9;font-family:"Segoe UI",Arial,sans-serif;color:var(--navy);background:#fff;font-synthesis:none;scroll-behavior:smooth;scroll-padding-top:24px}
*{box-sizing:border-box}body{margin:0}a{color:inherit}button,input,select{font:inherit}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--cobalt);outline-offset:5px}img{max-width:100%;display:block}p{line-height:1.65}button{cursor:pointer}.wrap{width:min(1280px,calc(100% - 96px));margin-inline:auto}.site-header{display:flex;gap:26px;align-items:center;justify-content:space-between;padding-block:23px;border-bottom:1px solid var(--line)}.logo{width:250px;height:auto;flex-shrink:0}nav{display:flex;gap:22px;align-items:center}nav a{font-size:.875rem;white-space:nowrap;text-decoration:none;padding-block:10px}nav a:hover,nav a[aria-current]{color:var(--green)}.button{display:inline-flex;align-items:center;justify-content:center;gap:23px;text-align:center;text-decoration:none;font-size:.8rem;font-weight:700;letter-spacing:.055em;text-transform:uppercase;min-height:54px;padding:17px 23px;border:1px solid transparent;border-radius:3px;line-height:1.4;transition:background .15s ease}.primary{background:var(--orange);color:#14213b}.primary:hover{background:#ff823e}.secondary{border-color:var(--navy);background:#fff}.secondary:hover{background:#f0f3f8}.header-cta{font-size:.75rem;white-space:nowrap}.menu-toggle{display:none}.hero{display:grid;grid-template-columns:1.15fr 1fr;gap:60px;padding-top:56px;align-items:center}.hero-copy{padding-block:15px 45px}.eyebrow{font-size:.875rem;line-height:1.5;color:var(--green);font-weight:600;letter-spacing:.13em;text-transform:uppercase;margin:0 0 24px}h1,h2{font-family:Georgia,"Times New Roman",serif;font-weight:400;letter-spacing:-.045em}h1{font-size:clamp(3.4rem,5.25vw,5.05rem);line-height:1.08;margin:0}h1 em{color:var(--green);font-style:normal}.hero-description{font-size:1.125rem;color:var(--muted);max-width:475px;margin:28px 0}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:flex-start}.portrait{align-self:end;max-width:475px;justify-self:end;width:100%}.portrait img{width:100%;height:auto}.credibility{display:flex;justify-content:center;padding-block:27px;border-block:1px solid var(--line);font-size:.875rem;font-weight:500}.credibility span{padding-inline:30px;text-align:center}.credibility span+span{border-left:1px solid #c5ccd5}.section{padding-block:100px}.section-heading{text-align:center;margin-bottom:46px}.section-heading .eyebrow{margin-bottom:17px}h2{font-size:clamp(2.25rem,3.6vw,3.35rem);line-height:1.15;margin:0}.section-heading>p:last-child{color:var(--muted);font-size:1.0625rem;margin:17px 0 0}.goal-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:18px}.goal{border:1px solid var(--line);border-radius:4px;padding:29px 21px 24px;scroll-margin-top:28px}.goal svg{width:33px;height:33px;fill:none;stroke:var(--cobalt);stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round;margin-bottom:23px}.goal:nth-child(3) svg{stroke:var(--green)}h3{font-size:1.0625rem;font-weight:600;line-height:1.4;margin:0}.goal p{font-size:.9375rem;color:var(--muted);margin:13px 0 0}.calculator-section{background:var(--neutral);border-block:1px solid #edf0f2}.calculator-layout{display:grid;grid-template-columns:1.2fr 1fr;gap:70px;max-width:1100px;margin:auto;align-items:start}.input-note{font-size:.875rem;color:var(--muted);margin:0 0 24px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:21px 24px}.fields>label,legend{font-size:.875rem;font-weight:600;line-height:1.5}.full{grid-column:1/-1}.input-shell{display:flex;align-items:center;background:white;border:1px solid #b8c1cf;border-radius:3px;min-height:51px;margin-top:8px;font-weight:400}.input-shell>span{padding-inline:15px;color:var(--muted)}input{width:100%;min-width:0;padding:13px 12px;border:0;background:transparent;color:var(--navy);border-radius:3px;font-size:1rem}input[type=number]{appearance:textfield;-moz-appearance:textfield}input::-webkit-inner-spin-button{appearance:none}select{display:block;width:100%;min-height:51px;margin-top:8px;padding:12px;border:1px solid #b8c1cf;border-radius:3px;background:white;color:var(--navy);font-size:1rem}.down-payment{border:0;padding:0;margin:0;min-width:0}legend{padding:0}.down-fields{display:grid;grid-template-columns:1.5fr 1fr;gap:16px}.fields+.input-note{margin:24px 0 0}.payment-summary{background:var(--navy);color:white;padding:40px 38px;border-radius:5px}.summary-label{font-size:1rem;margin:0 0 17px;color:#e5ebf7}.total{margin:0;line-height:1.2}.total output{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.7rem,4.2vw,3.9rem);letter-spacing:-.045em;display:block}.total>span{display:block;font-size:.875rem;color:#d0d9eb;margin-top:11px}.summary-rule{height:3px;background:var(--orange);width:48px;margin-block:30px}.payment-summary dl{margin:0}.payment-summary dl>div{display:flex;justify-content:space-between;gap:16px;padding-block:12px;font-size:.9375rem}.payment-summary dt{color:#dce4f3}.payment-summary dd{margin:0;white-space:nowrap}.summary-note{font-family:Georgia,serif;font-style:italic;font-size:1rem;color:#e5ebf7;border-top:1px solid #425274;margin:23px 0 0;padding-top:24px}.disclaimer{max-width:1100px;margin:27px auto 0;font-size:.8125rem;color:var(--muted);line-height:1.7}.calculator-cta{display:flex;align-items:center;justify-content:center;gap:28px;margin-top:43px}.calculator-cta p{font-size:1.125rem;margin:0}.about{display:grid;grid-template-columns:1fr 1.15fr;gap:80px;padding-bottom:115px}.about-heading .eyebrow{margin-bottom:23px}.personal-phrase{font-family:"Segoe Print","Bradley Hand",cursive;font-size:1rem;color:var(--green);margin-top:24px}.experience-grid{display:grid;grid-template-columns:1fr 1fr;gap:35px 45px}.experience-grid>div{padding-top:17px;border-top:1px solid var(--line)}.point-number{display:block;font-size:.75rem;color:var(--green);letter-spacing:.1em;margin-bottom:13px}.experience-grid h3{font-size:1.125rem}.error{color:#a4251c;font-size:.9375rem}.sr-only{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}.skip-link{position:absolute;left:16px;top:-100px;background:#fff;padding:14px;z-index:10}.skip-link:focus{top:10px}
@media(max-width:1190px){.wrap{width:calc(100% - 64px)}.site-header{gap:18px}nav{gap:13px}.logo{width:200px}.header-cta{padding-inline:12px}.hero{gap:35px}.hero-actions{flex-direction:column}.goal-grid{gap:12px}.goal{padding:25px 16px}.calculator-layout{gap:40px}.credibility span{padding-inline:20px}}
@media(max-width:1080px){.site-header{flex-wrap:wrap}.menu-toggle{display:flex;align-items:center;gap:15px;background:#fff;border:1px solid var(--line);border-radius:3px;padding:12px 16px;margin-left:auto;min-height:46px}.header-cta{order:2}nav{display:none;order:3;width:100%;flex-wrap:wrap;gap:8px 24px;padding-top:12px}nav.is-open{display:flex}.hero{padding-top:40px;gap:22px}h1{font-size:clamp(2.7rem,5.6vw,4rem)}.hero-description{font-size:1rem}.credibility span{padding-inline:14px}.goal-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.calculator-layout{gap:28px}.payment-summary{padding:30px 25px}.about{gap:40px}.section{padding-block:76px}}
@media(max-width:700px){.wrap{width:calc(100% - 40px)}.site-header{gap:12px;padding-block:16px}.logo{width:170px}.header-cta{font-size:.75rem;min-height:44px;padding:12px}.menu-toggle{font-size:.875rem;padding:10px;gap:8px}.hero{grid-template-columns:1fr;gap:22px}.hero-copy{padding-block:10px 0}h1{font-size:clamp(2.4rem,9vw,3.8rem)}.hero-description{font-size:1.0625rem}.hero-actions{align-items:stretch}.portrait{max-width:400px;justify-self:center}.credibility{flex-direction:column;gap:12px;padding-block:23px}.credibility span+span{border:0}.section{padding-block:64px}.section-heading{margin-bottom:32px}h2{font-size:2.3rem}.goal-grid{grid-template-columns:1fr 1fr;gap:12px}.goal{padding:23px 17px}.goal:last-child{grid-column:1/-1}.goal svg{margin-bottom:16px}.calculator-layout{grid-template-columns:1fr;gap:32px}.fields{gap:20px 15px}.payment-summary{padding:32px 27px}.total output{font-size:3.5rem}.calculator-cta{flex-direction:column;gap:17px;text-align:center;margin-top:32px}.about{grid-template-columns:1fr;gap:32px}.about h2 br{display:none}.experience-grid{gap:28px}.personal-phrase{margin-bottom:0}}
@media(max-width:400px){.header-cta{width:100%;order:3}nav{order:4}.fields{grid-template-columns:1fr}.goal-grid{grid-template-columns:1fr}.experience-grid{gap:24px 15px}.total output{font-size:3rem}}
@media(prefers-reduced-motion:reduce){:root{scroll-behavior:auto}.button{transition:none}}

/* First Step Home messaging, using the established homepage theme. */
.hero h1{font-size:clamp(2.7rem,4.4vw,4.2rem);line-height:1.09}
.hero-description{max-width:510px}
.hero-actions .secondary{max-width:100%}
.first-step{border-bottom:1px solid var(--line)}
.first-step .section-heading{max-width:850px;margin-inline:auto}
.first-step .section-heading>p{max-width:720px;margin:22px auto 0}
.plan-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:48px;list-style:none;padding:0;margin:52px 0 0}
.plan-steps li{border-top:1px solid var(--line);padding-top:22px}
.step-number{display:block;color:var(--green);font-size:.875rem;letter-spacing:.1em;margin-bottom:18px}
.plan-steps h3{font-size:1.25rem}
.plan-steps p,.broker-statement,.realtor-partners p{font-size:1rem;color:var(--muted);line-height:1.75}
.plan-steps p{margin:15px 0 0}
.first-step-cta{text-align:center;margin-top:40px}
.broker-statement{max-width:530px;margin:28px 0 0}
.about .experience-grid{align-content:center}
.realtor-partners{display:grid;grid-template-columns:1fr 1.15fr;gap:80px;border-top:1px solid var(--line);align-items:start}
.realtor-partners h2{font-size:clamp(2.25rem,3.1vw,2.9rem)}
.realtor-partners p{margin:0 0 25px}
@media(max-width:1080px){.plan-steps{gap:28px}.realtor-partners{gap:40px}}
@media(max-width:700px){.hero h1{font-size:clamp(2.4rem,8.5vw,3.6rem)}.plan-steps{grid-template-columns:1fr;gap:30px;margin-top:32px}.step-number{margin-bottom:12px}.realtor-partners{grid-template-columns:1fr;gap:24px}.broker-statement{margin-top:24px}.realtor-partners .button{width:100%}}

/* Concise First Step Home hierarchy; existing components remain intact. */
.hero h1{font-size:clamp(3rem,5.4vw,5.1rem);line-height:1.08;text-transform:uppercase;max-width:650px}
.hero-promise{font-family:Georgia,"Times New Roman",serif;font-size:clamp(1.75rem,2.8vw,2.5rem);line-height:1.22;letter-spacing:-.025em;color:var(--green);margin:24px 0 0}
.stronger-start{border-top:1px solid var(--line);padding-block:45px 55px;display:grid;grid-template-columns:1fr 1.15fr;gap:70px;align-items:start}
.stronger-start h2{font-size:clamp(1.8rem,2.7vw,2.5rem);line-height:1.2}
.stronger-start p{font-size:1rem;line-height:1.75;color:var(--muted);margin:0}
.agent-note{border-top:1px solid var(--line);padding-block:27px 40px;font-size:.875rem;color:var(--muted);line-height:1.75;margin-top:0;margin-bottom:0}
@media(max-width:700px){.hero h1{font-size:clamp(2.6rem,10vw,4rem)}.hero-promise{font-size:1.9rem;margin-top:20px}.stronger-start{grid-template-columns:1fr;gap:18px;padding-block:32px 40px}.agent-note{padding-block:24px 32px}}

/* Static signature statement, retaining the semantic page heading. */
.hero h1{display:inline-block;width:fit-content;max-width:100%;background:var(--navy);color:#fff;font-family:Bahnschrift,"Arial Narrow","Segoe UI",sans-serif;font-size:clamp(2.75rem,3.8vw,3.6rem);font-weight:650;letter-spacing:.015em;line-height:1.12;padding:23px 38px;border-radius:2px;cursor:default}
.signature-first,.signature-home{display:inline-block}
.signature-home{color:var(--orange)}
@media(max-width:700px){.hero h1{font-size:clamp(2.25rem,9vw,3.2rem);letter-spacing:.015em;line-height:1.18;padding:20px 26px}}

.agent-note h2{font-family:"Segoe UI",Arial,sans-serif;font-size:.875rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;line-height:1.5;color:var(--navy);margin:0 0 10px}
.agent-note p{font-size:1rem;line-height:1.7;max-width:1000px;margin:0}

/* Educational journey; styles are scoped to the added roadmap. */
.home-roadmap{border-top:1px solid var(--line)}
.roadmap-track{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));list-style:none;padding:0;margin:54px 0 0}
.roadmap-track li{position:relative;padding:0 22px 0 0}
.roadmap-track li::before{content:"";position:absolute;top:23px;left:46px;right:0;border-top:1px solid #cbd4cf}
.roadmap-track li:last-child::before{display:none}
.roadmap-number{position:relative;display:flex;align-items:center;justify-content:center;width:46px;height:46px;border:1px solid #cbd4cf;border-radius:50%;color:var(--green);background:#fff;font-size:.875rem;font-weight:600;margin-bottom:24px}
.roadmap-track li:last-child .roadmap-number{border-color:var(--orange);color:var(--navy)}
.roadmap-track h3{font-size:.9375rem;line-height:1.5;letter-spacing:.025em;text-transform:uppercase;margin:0 0 13px}
.roadmap-track p{font-size:1rem;line-height:1.65;color:var(--muted);margin:0}
@media(max-width:1100px){.roadmap-track{grid-template-columns:repeat(3,minmax(0,1fr));row-gap:38px}.roadmap-track li:nth-child(3)::before{display:none}}
@media(max-width:700px){.roadmap-track{grid-template-columns:1fr;gap:0;margin-top:36px}.roadmap-track li{padding:0 0 30px 68px;min-height:90px}.roadmap-number{position:absolute;left:0;top:0;margin:0}.roadmap-track li::before,.roadmap-track li:nth-child(3)::before{display:block;top:46px;bottom:0;left:23px;right:auto;border-top:0;border-left:1px solid #cbd4cf}.roadmap-track li:last-child::before{display:none}.roadmap-track li:last-child{padding-bottom:0}.roadmap-track h3{padding-top:10px;margin-bottom:10px}}

/* Financing journey additions, reusing the current palette and components. */
.hero h1{font-size:clamp(2.3rem,3.1vw,3rem)}
.hero-consult{margin-top:23px;max-width:490px}
.hero-consult>p{font-size:.9375rem;color:var(--muted);margin:0 0 13px}
.scheduling-note{font-size:.8125rem;color:var(--muted);margin:8px 0 0}
.consultation .button:disabled{cursor:default;color:var(--muted);border-color:#a5afbf;background:transparent}
.goal-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
.agent-paths{display:grid;grid-template-columns:1fr 1fr;gap:70px;border-top:1px solid var(--line);padding-block:35px 50px}
.agent-paths h2,.calculator-intro h3{font-family:"Segoe UI",Arial,sans-serif;font-size:.9375rem;font-weight:600;letter-spacing:.04em;line-height:1.5;text-transform:uppercase}
.agent-paths p{font-size:1rem;color:var(--muted);margin:13px 0 0}
.calculator-intro{max-width:1100px;margin:0 auto 30px}
.calculator-intro p{font-size:1rem;color:var(--muted);max-width:900px;margin:12px 0 0}
.credit-report{display:grid;grid-template-columns:1.5fr 1fr;gap:28px 70px;border-top:1px solid var(--line)}
.credit-explanation>p:not(.eyebrow){color:var(--muted);font-size:1rem;margin:23px 0 0}
.credit-explanation .loan-options{color:var(--navy)!important;line-height:1.9}
.credit-payment{align-self:center;border-left:2px solid var(--orange);padding-left:30px}
.credit-payment h3{font-size:1.25rem;text-transform:uppercase}
.credit-payment p{color:var(--muted);margin:17px 0 24px}
.credit-disclaimer{grid-column:1/-1;margin:0;max-width:none}
.final-action{border-top:1px solid var(--line);text-align:center;padding-block:55px 75px}
.final-action h2{font-size:2.4rem}
.final-buttons{display:flex;justify-content:center;align-items:flex-start;gap:18px;margin-top:30px}
@media(max-width:1190px){.site-header{gap:14px}nav{gap:10px}}
@media(max-width:700px){.hero h1{font-size:clamp(2rem,8vw,2.8rem)}.goal-grid{grid-template-columns:1fr 1fr}.goal:last-child{grid-column:auto}.agent-paths{grid-template-columns:1fr;gap:28px;padding-block:30px 38px}.credit-report{grid-template-columns:1fr;gap:30px}.credit-payment{padding-left:22px}.final-buttons{flex-direction:column;align-items:center}.final-action{padding-block:40px 55px}}
@media(max-width:400px){.goal-grid{grid-template-columns:1fr}}

.site-footer{border-top:1px solid var(--line);background:var(--neutral);padding:42px 0;font-size:.9375rem}.footer-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:36px}.site-footer h2,.site-footer h3{font-family:"Segoe UI",Arial,sans-serif;font-size:1rem;line-height:1.5;margin:0 0 10px}.site-footer p{margin:10px 0;color:var(--muted)}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin-bottom:10px}.site-footer a{text-underline-offset:4px}.compliance-placeholder{border-top:1px solid var(--line);margin-top:20px;padding-top:15px;font-size:.8125rem}.compact-context{margin-top:24px}.compact-context h3{font-size:1.125rem}.compact-context p{color:var(--muted)}@media(max-width:700px){.footer-grid{grid-template-columns:1fr;gap:24px}.site-footer{padding:30px 0}}
/* Core information pages share the established homepage visual system. */
.goal h3 a{text-decoration:none}.goal h3 a:hover{text-decoration:underline;text-underline-offset:4px}
.core-hero{padding-block:70px 65px;border-bottom:1px solid var(--line)}
.core-hero h1{font-size:clamp(2.6rem,4.4vw,4.3rem);line-height:1.1;max-width:1000px}
.core-lead{max-width:790px;margin-top:25px;color:var(--muted);font-size:1.125rem}
.core-lead p{margin:14px 0 0}.core-actions{display:flex;flex-wrap:wrap;gap:16px;align-items:flex-start;margin-top:28px}
.core-section{padding-block:60px;border-bottom:1px solid var(--line)}
.core-section h2,.core-support h2{font-size:clamp(2rem,3.2vw,3rem);max-width:1000px;margin-bottom:24px}
.core-section>p{max-width:850px;color:var(--muted);font-size:1rem;margin:15px 0 0}
.core-section .button{margin-top:24px}
.core-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:28px}
.core-cards article{border:1px solid var(--line);border-radius:4px;padding:25px 28px}
.core-cards h3{font-size:1.125rem}.core-cards p{font-size:1rem;color:var(--muted);margin:13px 0 0}
.core-section .core-statement{font-family:Georgia,serif;font-size:clamp(1.6rem,2.4vw,2.2rem);line-height:1.3;color:var(--green);margin-top:28px}
.core-factors{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));list-style:none;padding:0;margin:28px 0;gap:20px 30px}
.core-factors li{border-top:2px solid var(--line);padding-top:16px;font-weight:600;line-height:1.5}
.core-callouts{display:grid;grid-template-columns:1fr 1fr;gap:35px;margin-top:30px}.core-callouts a{display:inline-block;margin-top:10px;color:var(--cobalt);text-underline-offset:4px;line-height:1.6}.core-callouts p{color:var(--muted)}
.core-subtitle{font-size:1.125rem!important;font-weight:500;color:var(--navy)!important;line-height:1.6}
.core-note{font-size:.875rem!important}
.core-support{background:var(--navy);color:white;padding:40px;margin-block:35px;border-radius:4px}.core-support .eyebrow{color:#fff}.core-support .core-factors li{border-color:var(--orange)}.core-support>p{max-width:850px}
.core-equation{display:flex;align-items:center;gap:25px;flex-wrap:wrap;background:var(--neutral);padding:25px;margin-top:25px;font-size:1.125rem}.core-equation strong{color:var(--green)}
.core-final{padding-block:55px 65px;text-align:center}.core-final h2{font-size:clamp(2rem,3vw,2.8rem)}.core-final>p{color:var(--muted);max-width:750px;margin:18px auto}.core-final .core-actions{justify-content:center}
.core-portrait-hero{display:grid;grid-template-columns:1.4fr 1fr;gap:60px;align-items:center}.core-portrait-hero img{max-width:380px;width:100%;height:auto;justify-self:end}.core-portrait-hero .core-lead{font-size:1rem}
@media(min-width:1081px) and (max-width:1250px){.site-header{flex-wrap:wrap}.menu-toggle{display:flex;align-items:center;gap:15px;background:#fff;border:1px solid var(--line);border-radius:3px;padding:12px 16px;margin-left:auto;min-height:46px}.header-cta{order:2}nav{display:none;order:3;width:100%;flex-wrap:wrap;gap:8px 24px;padding-top:12px}nav.is-open{display:flex}}
@media(max-width:800px){.core-portrait-hero{grid-template-columns:1fr 1fr;gap:30px}.core-factors{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.core-hero{padding-block:40px}.core-section{padding-block:38px}.core-lead{font-size:1rem}.core-cards,.core-callouts,.core-portrait-hero{grid-template-columns:1fr}.core-cards{gap:12px}.core-cards article{padding:21px}.core-factors{gap:18px;font-size:.9375rem}.core-portrait-hero img{max-width:300px;justify-self:center}.core-support{padding:25px;margin-block:24px}.core-final{padding-block:38px}.core-actions{gap:16px}.core-equation{gap:14px;font-size:1rem}.core-hero h1{font-size:2.6rem}.core-final .core-actions{flex-direction:column;align-items:center}}

.va-team-layout{display:grid;grid-template-columns:1fr 1.15fr;gap:48px;align-items:center}
.va-team-photo{width:100%;height:auto;border-radius:6px}
.va-team-logo{width:400px;height:auto;margin:-20px 0 8px}
.va-team-copy .core-cards{margin-block:24px}
@media(max-width:900px){.va-team-layout{gap:28px;grid-template-columns:1fr 1fr}.va-team-copy .core-cards{grid-template-columns:1fr}.va-team-logo{width:320px}}
@media(max-width:700px){.va-team-layout{grid-template-columns:1fr}.va-team-photo{max-width:520px;margin-inline:auto}.va-team-logo{width:340px;margin:0 auto 12px}.va-team-copy h2,.va-team-copy .core-subtitle{text-align:center}}

/* Final visual polish: section rhythm, retaining existing content/components. */
:root{--neutral:#f2f5f8}
.eyebrow,.point-number,.step-number,.hero-promise,.personal-phrase{color:var(--cobalt)}
nav a:hover,nav a[aria-current]{color:var(--cobalt)}
.goals,.about,.core-page main>.core-section:nth-of-type(even){background:#f2f5f8;box-shadow:0 0 0 100vmax #f2f5f8;clip-path:inset(0 -100vmax)}
.goal,.core-cards article{background:#fff;border-color:#d6e0ec}
.goal{border-top:3px solid var(--cobalt)}
.home-roadmap{background:var(--navy);color:#fff;box-shadow:0 0 0 100vmax var(--navy);clip-path:inset(0 -100vmax);border:0}
.home-roadmap .section-heading>p:last-child,.home-roadmap .roadmap-track p{color:#e0e8f5}
.home-roadmap .roadmap-number{color:var(--cobalt);border-color:#b8cae8}
.home-roadmap .roadmap-track li::before{border-color:#617aa3}
.calculator-section{background:#fff}
.about .experience-grid>div{border-top:3px solid #cedaeb}
.final-action,.core-final{background:var(--cobalt);color:#fff;box-shadow:0 0 0 100vmax var(--cobalt);clip-path:inset(0 -100vmax);border:0}
.core-final>p{color:#e6edfa}
.final-action .secondary,.core-final .secondary{color:var(--navy)}
.core-page .core-hero{background:#f2f5f8;box-shadow:0 0 0 100vmax #f2f5f8;clip-path:inset(0 -100vmax)}
.core-section .core-statement{color:var(--cobalt)}
.core-equation strong{color:var(--cobalt)}
.core-factors li{border-color:#b7c9e3}
.va-page main>.va-team{background:var(--navy);color:white;box-shadow:0 0 0 100vmax var(--navy);clip-path:inset(0 -100vmax);border:0}
.va-team-copy .core-subtitle{color:#e5edfa!important}
.va-team-copy>p{color:#e0e8f5}
.va-team-copy .core-statement{color:#fff}
.va-team-copy .core-cards article{color:var(--navy)}
.va-team-logo{background:white;border-radius:4px;margin:0 0 24px}
.va-team-photo{align-self:center}
.va-intro-actions .button{margin-top:0}
.va-benefit-intro{display:grid;grid-template-columns:1.15fr 1fr;align-items:center;gap:48px}
.va-lifestyle-photo{width:100%;height:auto;border-radius:6px}
.site-footer{background:#edf1f5}
@media(max-width:1400px) and (min-width:1251px){.site-header{flex-wrap:wrap}.site-header nav{order:3;width:100%;justify-content:center;padding-bottom:12px}}
@media(max-width:900px){.va-team-layout{grid-template-columns:1fr}.va-team-photo{max-width:620px;margin-inline:auto}.va-team-logo{margin-inline:auto}.va-benefit-intro{grid-template-columns:1fr;gap:28px}.va-lifestyle-photo{max-width:620px;margin-inline:auto}}
@media(max-width:700px){.va-team-logo{margin:0 auto 24px}.va-intro-actions{justify-content:center}.va-intro-actions .button{flex:1 1 220px}.va-team-copy .core-cards{grid-template-columns:1fr}.va-team-layout{gap:32px}}

/* Deep navy visual direction across the existing website. */
:root{--cobalt:#183762;--navy:#122650}
.hero{background:radial-gradient(ellipse at 85% 35%,#e6edf5,transparent 58%),linear-gradient(120deg,#fdfcf9,#f2f5f8);box-shadow:0 0 0 100vmax #f6f7f8;clip-path:inset(0 -100vmax);padding-bottom:32px}
.hero h1{background:linear-gradient(125deg,#20395c,#0c1b35);border-bottom:3px solid var(--orange);box-shadow:0 10px 25px #12265015}
.hero .portrait img{filter:drop-shadow(0 12px 18px #12265015)}
.goals{background:#f2f4f6;box-shadow:0 0 0 100vmax #f2f4f6}
.goal{background:linear-gradient(145deg,#fff,#fafaf8);border:1px solid #d8dfe8;border-top:3px solid #183762;border-radius:6px;box-shadow:0 8px 22px #1226500b}
.goal svg{stroke:#183762}
.goal:nth-child(3) svg{stroke:var(--green)}
.home-roadmap{background:linear-gradient(125deg,#213b5f,#0b1931);box-shadow:0 0 0 100vmax #122650}
.final-action,.core-final{background:linear-gradient(125deg,#20395c,#0c1b35);box-shadow:0 0 0 100vmax #122650;color:#fff}
.final-action h2,.core-final h2{color:#fff}
.final-action .secondary,.core-final .secondary{background:#fff;color:#122650;border-color:#fff}
.core-support{background:linear-gradient(125deg,#20395c,#0c1b35);box-shadow:0 12px 30px #12265012}
.core-cards article{box-shadow:0 7px 20px #12265008;border-radius:6px}
.payment-summary{background:linear-gradient(135deg,#20395c,#0c1b35);box-shadow:0 14px 32px #12265015}
@media(max-width:700px){.hero{padding-bottom:24px}}