DSCR
Financing that considers the property’s qualifying rental income.
Investors
Finance the Investment.
Build the Portfolio.
Whether you’re purchasing your first rental property or adding to an existing portfolio, NSJ Mortgage Power can help you explore financing designed around your investment strategy.
Financing Beyond the Traditional Mortgage.
Conventional Investment Financing
Traditional financing for qualified investment-property buyers.
Bank Statement / Non-QM
Alternative documentation options for eligible borrowers.
Asset-Based Options
Programs that may consider qualifying assets in the financing picture.
Jumbo Investment Financing
Options for larger investment-property loan amounts.
Buying in an LLC?
Certain investment programs may allow eligible properties to be purchased or held in a qualifying business entity.
Building a Portfolio?
We’ll look at the current transaction while keeping your longer-term investment strategy in mind.
Let the Property Help Tell the Story.
A Debt Service Coverage Ratio (DSCR) compares qualifying rental income with the property’s qualifying housing expense.
For eligible investment properties, DSCR financing may allow qualification primarily using the property’s rental-income potential rather than traditional employment-income calculations.
Rental Income÷Qualifying Property Expense=DSCR
Explore my DSCR optionsLet’s Compare the Numbers.
Already have financing terms from another lender? Bring them with you.
We’ll help you compare the rate, points, lender fees, reserves, prepayment penalty and loan structure — not just the interest rate.
Request a loan comparison